Founding Team · Remote-First · Building Toward All 50 States

You're not applying for a job. You're claiming a seat at layer one.

Pence is a startup at the ground floor — a phone-first financial company built by closers, on its way from life insurance to wealth management. We're new, and we say so proudly, because behind us sit upline partners writing nearly eight figures in monthly premium in an industry that has paid out through every market cycle for a century. The first twenty people here aren't employees. They're the layer every future hire gets measured against.

The Stack Behind You

Unlimited free leads. Premium training. Real pipes.

Unlimited free leads program

The agency funds and routes leads to producers — you never buy your own. And as the team produces, routing gets sharper and lead flow compounds. Early seats get first crack at the best of it.

Premium training, live

Daily live coaching, live call reviews every week, a 3-day bootcamp, and scripts that already work. Not a webinar library — a coach who knows your numbers, five days a week.

Backed by an eight-figure machine

Our upline partners write nearly eight figures in monthly premium — every month. Carrier contracts, back-office, e-apps, compliance — pipes proven at that scale, and you plug into them on day one. A brand-new agency almost never starts with this behind it.

The honest structure

Independent contractor, 1099, commission-only. No salary, no cap, no income guarantees — your activity sets your income, and renewals keep paying you next year for work you did this year.

Worth Knowing
  • Layer one means first crack: every Team Lead, every manager, every leadership seat this company ever creates gets offered inside before it's ever posted outside.
  • Who thrives here: people from high-activity commission sales who want a public scoreboard and a ceiling that doesn't exist.
  • No license? Expected. Most of the founding team started unlicensed. We build your licensing plan on day one and study with you daily — licensed in about three weeks.
The Path

From intro call to first policy in ~30 days

01
10-minute call
With the founder, not a recruiter funnel. Straight answers about the math and the work.
02
License sprint
~3 weeks: state course, exam, carrier appointments — with daily check-ins so you actually finish.
03
Bootcamp + shadowing
Products, scripts, live call reviews. You dial with backup on the line before you dial alone.
04
Produce & climb
First issued policy inside week one on the phones. Then the ladder is yours — it's in writing.
Layer One

The first layer is being poured right now.

Email careers@pencelifegroup.com or grab a slot directly.